Owning a car comes with many responsibilities, and one of the most important ones is ensuring that you have adequate auto insurance coverage. However, simply purchasing a policy and forgetting about it can leave you vulnerable to potential gaps in coverage or missed savings opportunities.
Ensure Adequate Coverage
Regularly reviewing your auto coverage allows you to assess whether your current policy adequately protects you in case of an accident or other unforeseen events.…
If you have recently purchased a vehicle, you may be in the process of getting insurance quotes for it. Since you paid the price of the vehicle in full and are not required to carry full comprehensive and collision coverage, you may be tempted to try to save money on the premiums and go only with the bare minimum.
However, if you only have the bare minimum coverage on your car, there could be situations that could come up that will make you responsible for paying for any damage done to your car.…
If you have been charged with a serious offense while driving, such as driving under the influence or reckless driving, then you may be required by your state’s motor vehicle department to purchase what is commonly known as SR-22 insurance. This label can be confusing since SR-22 “insurance” is merely a document stating that you have the minimum required liability insurance coverage. Moreover, there are a number of important questions you should ask as you prepare to purchase an SR-22 insurance form.…
